All over it like a
bride-to-be on a treadmill

Take control with an unsecured line of credit up to $100k.

Feel like a boss again

We can offer you a line of credit that you can use today, save for a rainy day or keep in your back pocket for the next big opportunity.

Finance that puts you in control

Whether you’re organising cash flow or need working capital to grow, with Kikka you control your finances, your way.

  • No paperwork

  • No upfront fees

  • Only pay for what you use

  • Unsecured, no assets required

How much can you borrow? Find out now.

The security of your data is our number one priority.

Sign up free, no obligation to borrow

We believe that financing your business should take up less of your life

  • Free Sign Up

    Apply online in under 10 minutes. No requirement for assets as security.
  • Instant Decision

    No paperwork. Link your bank account to our secure platform and we’ll assess your borrowing capacity.
  • Get Funds

    Get approved for up to $100k, only pay for what you use.

Small business champions

Paul Taylor Eyewear (NSW)

PAUL TAYLOR, small business champion
‘I now have peace of mind knowing that we can grow without being blocked by conservative bankers that have no vision for business.’

Managing the demands of retail, wholesaling and production across Australia can be tough. With seasonal demand, stockists around the country and new product lines coming to market - as well as marketing and inventory management to deal with - Paul needed a flexible finance option to fund new projects and has just appointed a Sales Agent for NSW, ACT and Victoria.

Kawaii Kids (VIC)

Andrea Harrison, small business champion
‘I’m very goal-driven and passionate. Kikka has allowed me to keep my head above water while I achieve the things I want for Kawaii Kids.’ Andrea Harrison

After the birth of her first child ten years ago, Andrea was inspired to launch her own children’s clothing retail store. While she says raising her four children is harder than running Kawaii Kids, she says keeping the business thriving comes with its challenges – like when it comes to financing new season stock. With the help of Kikka, Andrea has been able to expand her store and start her own clothing line.

Emmanuel Transport (WA)

Emmanuel Nwofor, small business champion
‘I needed the tail lift urgently and with Kikka there were no long delays. The level of service was definitely a cut above.’

Emmanuel Nwofor always liked the idea of working for himself and being his own boss, so in 2014 he launched his Perth-based removalist company. Since then, he has developed his business into a successful enterprise thanks to a strategic approach to online marketing and smart financial decision making. He used Kikka to finance the purchase of a new tail lift for his truck.

Maniototo Pty Ltd (WA)

Greg McAtamney, small business champion
‘Retaining staff is my core goal. My teams are what drive my business. Kikka makes it easier to pay my team weekly, no matter how busy we are.

Last year, Greg’s team sheared over 550,000 sheep on Australian farms. His staff can spend three weeks shearing for a client but he won’t see the money until the work is done. For this reason, maintaining cash flow can be really difficult. Greg was savvy enough to research his financing options before deciding taking up a line of credit through Kikka would be the best option to keep his staff.

Fantees (QLD)

Rick Gibson, small business champion
‘It was a piece of cake to sign up to Kikka through eWAY and I’ve been able to manage stock and sort out some big orders using the cash from the line of credit.’

Rick saw an opportunity to bring US style custom T-shirt printing to Australia and off the back of Fantees’ success, competition increased. In 2014 things really started to heat up and a major opportunity left him with a gap between orders and stock. He signed up with Kikka and qualified for a line of credit through MYeWAY and he’s used it ever since to manage demand and keep him ahead of the competition. Business is better than ever with more than 35,000 happy customers and orders rolling in.